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Don't Lose TWICE to Hurricane Hanna 

Insurance companies have their lawyers, you should too 

If your Claim was Denied, Delayed or Underpaid, Call Us Today!

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Hurricane Hanna

Insurance Claim Lawyers

In attempts to recover and rebuild from a hurricane, property owners submit claims for their damages and loss. What many could come to learn, is that their insurance company is not as sympathetic to their cause, and could either delay their payments, reduce the amount they pay out, or outright exclude and deny coverages. With so much in destruction and loss, it is not uncommon for an insurance company to try and protect their own interests, making it harder for property owners to get their fair compensation.

Helping Hurricane Victims get Higher Settlements on Insurance Claims

When you take on property damage after a hurricane, you will file a claim with your insurance company. It is not uncommon for an insurance company to try and minimize the damages, which means there is a possibility they will undervalue your claim. Insurance policies can be quite vague as to what they cover or exclude, and ultimately certain benefits could be denied or underpaid. Having a legal team to help you negotiate with the insurance company is extremely beneficial, and Galindo Law will step in to strongly advocate on your behalf.  

We'll Schedule a REAL

Estimate of your Damages

At Galindo Law, we work for YOU, not your insurance company. We'll send our experts to inspect your property for hidden damages, taking a physical inventory to ensure your policy is considered from all angles. When your property has suffered damage from a storm or disaster, you don’t want your insurance company deciding how much you deserve. What they want to pay out may be a lot less than what you need to rebuild.

Let's Get Started

Fill out the following form and one of our case managers will be in touch with you shortly.

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Call us TODAY at 956-351-1111 

if you were affected by Hanna.

 

Even if you've already received a payment from your insurance company, you may not be receiving all that you are entitled to. Our experienced team is available to answer your questions and help you understand your rights and options!   

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  • What steps should you take before a hurricane?
    The exact path of a hurricane or tropical storm is sometimes unclear, leaving us scrambling and stressed to prepare with little notice. Creating a plan with your family and being ready to evacuate to safety, if needed, are important. Here are a few more steps to consider before a hurricane: Understand your insurance coverage Take “before” photos of your home and possessions Gather important documents, records, and receipts Inventory your possessions and property Visit the CDC guidelines for creating an emergency plan and preparing your home, family and pets
  • What steps should you take after a hurricane?
    Always first and foremost, when you return to your home make sure you and you loved ones are safe from hazards: power lines, electrical or gas appliances, flood water, debris, and other dangers. Consider the following steps when dealing with property damages after a hurricane: File a claim with your insurance company Take photos of any property damages (interior and exterior) Keep detailed records of documents and conversations with the adjuster and the insurance company including names, dates, and summaries Create an inventory list of your damaged property and possessions Prepare receipts or proof of payment for damaged items Contact trusted contractors to inspect your damages and write bids for the repairs
  • Why should I contact an insurance claim lawyer?
    Often many property owners find they have little trouble filing an insurance claim for their damages. Other times - usually when the stakes are much higher – there is a greater chance for dispute. You should consider contacting an attorney for help when: You have questions regarding your policy coverages The insurance adjuster’s estimate is lower than expected Damages are extensive and claims are more complex Claims are delayed or denied Galindo Law understands the havoc caused by a hurricane. Our team offers care and legal support when dealing with hardened insurance companies. Call the Galindo Law Firm at 337-777-1000 for a free legal consultation.
  • Tips on recovering your losses from a Hurricane
    Here are some helpful tips on recovering your losses from a Hurricane: 1. Take Photos & Document Everything Pictures speak a thousand words, and they are also hard to dispute in a damage claim. One of the best things you can do is take the time to document and photograph all damages to your property. Create a “hurricane damage” photo album on your phone and be your own journalist, which will visually tell a story of the storm’s impact on your home or business. This can be the exterior of your property, as well as the interior in many cases. Also create an inventory list of items that were damaged, as these things can be later used as proof as to the extent of your damages. There are common items that insurance adjusters miss in their evaluations. 2. File Your Claim Make sure to file a claim with your insurance company as soon as you can. There can be deadlines to filing a claim depending on the insurance carrier, so it is best to get the ball rolling in the days just following the hurricane. Naturally, there is a process involved in any property damage claim and you can expect the insurance company to send an adjuster out to your home to evaluate your damages. Although you will find the adjuster can be as friendly as they come, it is important to remember that they work for the insurance company – and not for you. 3. Understand Your Insurance Policy After you have documented your damages, take the time to understand your insurance policy, specifically regarding hurricane damages. Read through your coverage and get an idea on what you might expect in an insurance claim. This is not always easily done, as some insurance policies can often be extremely vague in what they cover or exclude and are often purposely written that way. If you find that you are having trouble understanding your policy, it is free and easy to contact a personal injury lawyer to review it with you. 4. Consult with an Attorney Many personal injury lawyers work on a contingency basis, meaning you have no upfront costs and only pay a fee if your case wins. Take advantage of that offer and have your questions answered. Experienced attorneys understand the loopholes, pitfalls, and obstacles that are common among insurance companies. They speak their language. Having legal guidance can keep you stay mindful of bad faith warning signs, as well as help you be assured that you are getting all you deserve from your insurance claim.
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